If you're here considering whether or not it's time to check your eligibility for a title loan, what you will want to know first off is how to apply. Applying is always the first step and it's one you will not get around by any means. How can we at Decatur Title Loan Solutions consider you as a borrower if we don't know the basic about you. We ask for the basics in this application you've got to complete.

With that expressed, there are some things an application from us will want. However, you will be able to make decisions. The most important decision you'll make gladly here is how you can apply. It's easy to get things your way here. You can apply using the website. You can apply using the phone. The choice is yours.

With that out of the way, you probably want to figure on details that are going to be required from you when you complete any application inquiries. The vital thing to comprehend is that you need to share what's important about your vehicle. You have a vehicle- usually either a car or truck- that is going to function in this scenario as a form of collateral for you.

Lenders like us of title loans in Decatur want to know the amount of loan money your vehicle can secure you for. That means the value of your vehicle is the essential issue. All the questions you'll answer will be involved with vehicle value.

At this point in what's going on, you're wondering what those details are because you want to be well prepared to apply. This is an outline of big details there:


  • How long the vehicle has been around
  • The company that produced the vehicle
  • How much usage the vehicle has taken

About Us


Requirements for a loan type in some scenarios will scare prospective applicants away. But that need not be the case here because it's astounding that there aren't too many requirements to concern one's self with. Meeting some simple stipulations here will allow you get out convenient title loans in Decatur.

In addition to offering your the helpful outline about vehicle specifications on the application above, we also want to offer you this outline of the simple requirements going on here just in general to qualify with Decatur Title Loan Solutions:

Meeting age requirements

We can't finance minors. You've got to be at least 18.
There is no way we can offer a loan if you are not old enough. We will verify your age at the time of your application. Those who apply will need to provide a copy of their identification. A birth date will be included. We know how old all of our applicants are, and if we don't it's not possible for us to consider them for a loan either.

Bringing in the income

How can you be expected to pay off any kind of loan if you have no income? You have to show some details and documentation about your income.
But it's not strict what income that is. It's great to know that the unemployed can get a loan like this no problem. You probably need to have an income in some way, shape, or form. Not just for the loan, but for everyday life. Your income can be anything to qualify you for some loan product with us. It could be child support, for example. It doesn't have to be ages.

Having a good title

The title needs to be there in this whole transaction. There's no way you can get this particular type of loan if you haven't presented the title. If you own a vehicle and you aren't aware of the location of the title, that's an easy scenario to repair. All you need to do is get in touch with those at the DMV.

How It Works

How it works

River Birch Title Loan Solutions

Don't be concerned about this process because it's excessively easy. Over time, you'll come to know everything that's necessary to benefit from title loans in Decatur. At Decatur Title Loan Solutions, we do want to further your understanding of how it works. With this in mind, read the following:

A free application

We don't want people out there to lose something just because they apply. We won't charge you a cent to see what's up for you. There's nothing good about having to take a risk when it's impossible for you to know what the results are going to be of your endeavor. Because there are no fees, you risk nothing here. You get a loan if you can, and if not you move on. There are none of your pennies that are blown on this application.


A convenient undertaking

Consumers love convenience. That's understandable. Everybody does. We appeal to anybody who loves convenience. That's why you make so many choices when you contract with us for your loan. You make the choice of how you want to apply. Other choices you can make here are how much to borrow or how exactly you want to schedule your repayments. It's always a good idea to express your desires to get the financial product that will work for you.

A relatively easy approval

Probably you're never going to find a loan out there that's so easy to come by as ours is. From applying to getting funds, everything is simplified to a great level of convenience.

An ability to drive

There's no reason to sacrifice your vehicle so that you can be financed easily. You drive your car as much as you please. As the lender, we only want your title. With this arrangement, you get financial loan collateral back from the money you pay to have that car and continue to own/use it.